Services
Financial Wealth Advisers Pty Ltd are committed to providing you with the highest level of advice and service on an ongoing basis.
Broadly our services are grouped as follows:
- Investment advice
- Superannuation
- Personal insurance and asset protection
- Specialists in share portfolios
- Retirement / redundancy advice
- Estate planning
We specialise in the provision of financial services to self employed and high net worth individuals given that our areas of expertise are asset protection, self managed superannuation funds, superannuation and taxation law and direct investment into financial markets.
Our clients enjoy tailor made portfolios using research searched from Charter as well as our sharebroking partners.
Our initial meeting will be of no cost to you and will establish your current financial position, your future financial goals and how we can help you achieve them.
What is financial advice?
Financial advice is a process that helps you meet your life goals through the proper management of your finances.
Life goals can include things such as buying a home, saving for your children’s education, managing debt or planning for retirement.
Financial advice usually involves taking a ‘big picture’ look at where you are and where you want to be financially. Then, by following the financial advice process you can create a financial plan, which will show you what you need to do now and in the future to reach your goals.
Who provides financial advice?
There are many sources of information about money that you can use to manage your finances, such as newspapers, magazines, friends and the Internet. But finance can be a complex area so it makes sense to seek the expertise of a professional – as you would with a doctor or a solicitor.
A qualified financial adviser is one of the best ways to turn all the information you have about your finances into a proper financial plan.
What is ‘quality’ financial advice?
It seems we can get financial advice from just about anyone. But how do we know the advice we are getting is of a high standard?
The Australia Financial Planning Association (FPA) has a recipe for what constitutes ‘quality’ financial advice. This is based on whether a financial adviser successfully completes the following steps:
- Helps identify your life goals
- Becomes acquainted with your financial background (eg income, debt levels, commitments)
- Identifies the difference between your current situation and where you want to be
- Prepares your financial plan, addressing your attitude to risk
- Identifies suitable investments and/or insurance for your situation
- Implements your financial plan
- Reviews and changes your plan to ensure it stays up-to-date and reflects changing circumstances and economic conditions.
Financial advice is a process that helps you meet your life goals through the proper management of your finances
What are the benefits of quality financial advice?
Quality financial advice can help you in a number of ways. It gives you:
- control over the financial planning process and over your financial outcomes
- a long-term relationship with an expert to help you reach your financial goals
- flexibility and the opportunity to change your strategy through regular reviews
- a realistic picture of your financial future
- a clear understanding of the risks to your financial future
- information on how to manage these risks
- an adviser who is a life coach, not a salesperson
- Information that helps remind you to consider your financial options.